| 3 Branch Locations | |
| Website: | |
| http://alcoteachersfcu.org | |
| Main Phone: | |
| (301) 729-8015 | |
| Main Office: | |
| 14316 National Hwy SW | |
| LaVale, MD 21502 |
ACT 1st Federal Credit Union was chartered on Jan. 1, 1950. Headquartered in LaVale, MD, it has assets in the amount of $95,591,775. Its 8,841 members are served from 3 locations. Deposits in ACT 1st Federal Credit Union are insured by NCUA.
Employees of the Allegany County Board of Education, Employees of Allegany College of Maryland, School Health Nurses, Employees of Allegany County Teachers' Association, Students of the Allegany County School System, Members of Local 307, International Brotherhood of Electrical Workers, Member of Local 100 Sheet Metal Workers, Apprentices working or receiving training in Local 307 or Local 100, Employees of Local 307 and Local 100, Members of United Trades FCU, and immediate family members of each group.
| Chartered On: | |
| Jan. 1, 1950 | |
| Charter Number: | |
| 6679 | |
| Total Assets: | |
| $95,591,775 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 8,841 | |
| CEO: | |
| Patricia I Folk | |
| Member of FHLB: | |
| No | |
| Low Income Designation: | |
| Yes | |
| Institution Class: | |
| Federal Credit Union - Multiple common bond - primarily educational |
- Automatic Teller Machine (ATM)
- Mobile Banking
- Home Banking via Internet Website
- Audio Response/Phone Based
- Deposits and Shares Meeting
- Mortgage Processing
- Brokered Certificates of Deposit
- Account Aggregation
- Share Account Transfers
- New Loan
- Loan Payments
- Member Application
- View Account History
- e-Statements
- Share Draft Orders
- New Share Account
- External Account Transfers
- Bill Payment
- Account Balance Inquiry
- Download Account History
- Business Loans
- Real Estate Loans
- Overdraft Protection/ Courtesy Pay
- Indirect Consumer Loans
- Risk Based Loans
- Micro Business Loans
- No Cost Share Drafts
- Share Certificates with low minimum balance requirement
- Financial Education
- Financial Literacy Workshops
- Financial Counseling
- Student Scholarship
- No Cost Bill Payer
- ATM/Debit Card Program
- No surcharge ATMs
- Check Cashing
- Money orders
ACT 1st Federal Credit Union Locations & Hours
Name | Address | City or Town |
|---|---|---|
| Cumberland - 204 S Lee St | 204 S Lee St | Cumberland, MD |
| Cumberland - 11905 Messick Rd Se | 11905 Messick Rd SE | Cumberland, MD |
| Main Office | 14316 National Hwy SW | LaVale, MD |
Reviews & Feedback
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Was advised to call office if my deposit wasn't in my checking account by 5:15. I called back at 5:15 and waited on hold for 15 minutes with no answer.