Black Hills Federal Credit Union

12 Branch Locations
9/10 1 Rating
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12 Branch Locations
  
Website:
 https://www.bhfcu.com
  
Main Phone:
 (605) 718-1818
  
Main Office:
 2700 N Plaza Dr
 Rapid City, SD 57702 - 9303
About Black Hills Federal Credit Union

Black Hills Federal Credit Union was chartered on Jan. 1, 1941. Headquartered in Rapid City, SD, it has assets in the amount of $1,017,998,457. Its 56,794 members are served from 12 locations. Deposits in Black Hills Federal Credit Union are insured by NCUA.

Membership Eligibility

Those persons who live, work, worship, or attend school in Pennington, Meade, Haakon, Hughes, Stanley or Butte Counties, South Dakota (6-22-11); Persons who live, work, worship, or attend school in and businesses and other legal entities in the low-income community of Spearfish, South Dakota; Persons who live, work, worship or attend school in and businesses and other legal entities in the low-income community of Custer County, South Dakota; Persons who live, work, worship, or attend school in and businesses and other legal entities in the low-income community of Fall River County, South Dakota; members of record of this credit union as of February 23, 1999 (the effective date of its conversion to a community charter); persons who live, work, worship, or attend school in and businesses and other legal entities in the underserved area of Lawrence County, South Dakota; spouses of persons who died while within the field of membership of this credit union; volunteers in the above communities and underserved areas (7-23-99); members of their immediate families or household (3-18-99); and organizations of such persons; persons who live, work, worship, or attend school on, and businesses and other legal entities located on the Cheyenne River Indian Reservation, consisiting of Dewey and Ziebach Counties, South Dakota (9-4-12).

Chartered On:
 Jan. 1, 1941
  
Charter Number:
 4365
  
Total Assets:
 $1,017,998,457
  
Deposit Insurance:
 NCUA
Number of Members:
 56,794
  
CEO:
 Roger Heacock
  
Member of FHLB:
 Yes
  
Low Income Designation:
 Yes
  
Institution Class:
 Federal Credit Union - Community credit unions
Access to Electronic Services
  • Kiosk
  • Home Banking via Internet Website
  • Mobile Banking
  • Audio Response/Phone Based
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Approved Mortgage Seller
  • Mortgage Processing
  • Short-Term, Small Amount Loans (FCU Only)
Electronic Services
  • External Account Transfers
  • Bill Payment
  • Electronic Signature Auth./Cert.
  • e-Statements
  • Mobile Payments
  • Account Balance Inquiry
  • Remote Deposit Capture
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Member Application
  • Download Account History
  • View Account History
  • Share Draft Orders
  • New Share Account
Services & Products - Credit
  • Business Loans
  • Participation Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Interest Only or Pymt Option
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Refund Anticipation Loans
  • Credit Builder
  • Pay Day Loans
  • Micro Business Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • Business Share Accounts
  • Health Savings Accounts
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Student Scholarship
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • No Cost Tax Preparation Services
Services & Products - Transactional
  • Money orders
  • No surcharge ATMs
  • Check Cashing
  • ATM/Debit Card Program

Reviews & Feedback

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2 Comments
9/10 1 Rating
9/10
Reviewer:Anonymous User
Date:July 12, 2018

Friendly. Capable of handing complicated retail account. I visit several different branches, and the experience has been great across all locations in western South Dakota.

Reviewer:Elnora Delcid
Date:April 30, 2017

I need to know my balance and 20.00 move over to my check asap .I have not gotten my card yet .