Extra Credit Union

2 Branch Locations
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2 Branch Locations
  
Website:
 http://www.extracreditunion.org
  
Main Phone:
 (586) 276-3000
  
Main Office:
 6611 Chicago Rd
 Warren, MI 48092 - 1685
About Extra Credit Union

Extra Credit Union was chartered on May 25, 1954. Headquartered in Warren, MI, it has assets in the amount of $194,783,641. Its 19,280 members are served from 2 locations. Deposits in Extra Credit Union are insured by NCUA.

Membership Eligibility

A.Employees, pensioners, members, and students of the educational institutions and the related organizations which are located within the boundaries of the cities of Warren and Center Line, Michigan.

B.Employees of independent contractors whose permanent workstation is an educational institution which is authorized by part A of this section.

C.Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office or a branch office, which office locations are authorized as:

1.6611 W. Chicago, Warren, Michigan
2.35135 Dodge Park Drive, Sterling Heights, Michigan.

Each group must provide a written request for service to the credit union. The Commissioner may permanently or temporarily revoke the power to add groups under this provision at the Commissioner's discretion.

D.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located.

E.Employees of this credit union.

F.Members of the immediate families of the foregoing.

G.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

H.A spouse of a deceased member if elected to membership prior to remarriage.

Chartered On:
 May 25, 1954
  
Charter Number:
 60428
  
Total Assets:
 $194,783,641
  
Deposit Insurance:
 NCUA
Number of Members:
 19,280
  
CEO:
 Deidra M Williams
  
Member of FHLB:
 No
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Extra Credit Union Routing Numbers

Extra Credit Union has 1 routing number.

Routing #
Type
Description
272477432
Access to Electronic Services
  • Audio Response/Phone Based
  • Mobile Banking
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Investments not authorized by the FCU Act
  • Brokered Certificates of Deposit
Electronic Services
  • View Account History
  • Internet Access Services
  • Member Application
  • Download Account History
  • Bill Payment
  • Account Balance Inquiry
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Share Draft Orders
  • New Share Account
  • e-Statements
  • Electronic Signature Auth./Cert.
Services & Products - Credit
  • Participation Loans
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Credit Builder
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Financial Education
  • Financial Counseling
  • Financial Literacy Workshops
  • Financial Education
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Transactional
  • Check Cashing
  • ATM/Debit Card Program

Extra Credit Union Locations & Hours

2 Extra Credit Union Branch Locations
Name
Address
City or Town
Sterling Heights37700 Van Dyke AveSterling Heights, MI
Main Office6611 Chicago RdWarren, MI

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