First General Credit Union

Residents and people working in Muskegon, Kent, Ottawa, Oceana and Newaygo counties.
A.Employees and retirees of the telephone and telephone-related companies, as follows:
1.GTE Incorporated, North Region, Michigan, operating territories (excluding the counties of Barry, Clinton, Eaton, Genesee, Gratiot, Huron, Ingham, Ionia, Isabella, Lapeer, Macomb, Mecosta, Montcalm, Oakland, Saginaw, Sanilac, Shiawassee, St. Clair, and Tuscola)
2.Contractual employees of the GTE Incorporated, North Region, who work in the facilities of the Michigan operating territories
3.Independent telephone companies, as follows:
a.Wolverine Telephone Company, Wolverine
b.Climax Telephone Company, Climax
c.Deerfield Farmers Telephone Company, Deerfield
d.Drenthe Telephone Company, Zeeland
e.Island Telephone Company, Chesaning
f.Pigeon Telephone Company, Pigeon
g.Ogden Telephone Company, Blissfield
h.Shiawassee Telephone Company, Perry
i.Bloomingdale Telephone Company, Bloomingdale
4.Companies whose principal product or service supply, utilize, or involve the telephone industry (excluding Ameritech Corporation companies) located in the counties of Muskegon, Oceana, Newaygo, and Ottawa, Michigan.

B.Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office, which office location is authorized as:

1.589 East Ellis Road, Norton Shores, Michigan.

Each group must provide a written request for service to the credit union. The Commissioner may permanently or temporarily revoke the power to add groups under this provision at the Commissioner's discretion.

C.Results of the merger of the Anaconda Muskegon Federal Credit Union, Muskegon, Michigan, effective December 1981:
1.Members of record as of the date of merger.


D.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located.

E.Employees of this credit union.

F.Members of the immediate families of the foregoing.

G.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

H.A spouse of a deceased member if elected to membership prior to remarriage.

A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.