| 2 Branch Locations | |
| Website: | |
| http://www.gratiotcu.org | |
| Main Phone: | |
| (989) 463-8321 | |
| Main Office: | |
| 211 W Center St | |
| Alma, MI 48801 - 2206 |
Gratiot Community Credit Union was chartered on Jan. 1, 1955. Headquartered in Alma, MI, it has assets in the amount of $28,643,612. Its 5,438 members are served from 2 locations. Deposits in Gratiot Community Credit Union are insured by NCUA.
Persons living or working in Gratiot County and the townships of Ferris, Crystal and Bloomer in Montcalm County, including all municipalities in the foregoing geographical area;
also;any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located;
employees of this credit union;
members of the immediate families of the foregoing;
organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above;
and a spouse of a deceased member if elected to membership prior to remarriage.
A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.
| Chartered On: | |
| Jan. 1, 1955 | |
| Charter Number: | |
| 61986 | |
| Total Assets: | |
| $28,643,612 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 5,438 | |
| CEO: | |
| Brenda L Miller | |
| Member of FHLB: | |
| No | |
| Low Income Designation: | |
| Yes | |
| Institution Class: | |
| Federally Insured State-Chartered Credit Union |
Gratiot Community Credit Union has 1 routing number.
Routing # | Type | Description |
|---|---|---|
| 272476394 |
- Automatic Teller Machine (ATM)
- Audio Response/Phone Based
- Home Banking via Internet Website
- Mobile Banking
- Approved Mortgage Seller
- Mortgage Processing
- e-Statements
- Electronic Cash
- Account Balance Inquiry
- Bill Payment
- Share Account Transfers
- Loan Payments
- View Account History
- Internet Access Services
- Share Draft Orders
- Business Loans
- Real Estate Loans
- Overdraft Protection/ Courtesy Pay
- Indirect Consumer Loans
- Share Secured Credit Cards
- Risk Based Loans
- Overdraft Lines of Credit
- No Cost Share Drafts
- Business Share Accounts
- Share Certificates with low minimum balance requirement
- No Cost Bill Payer
- Student Scholarship
- ATM/Debit Card Program
- No surcharge ATMs
- Money orders
Gratiot Community Credit Union Locations & Hours
Name | Address | City or Town |
|---|---|---|
| Main Office | 211 W Center St | Alma, MI |
| Ithaca - 855 E Center St | 855 E Center St | Ithaca, MI |
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