| Address: | |
| 21925 Highway 1 | |
| Plaquemine, LA 70764 | |
| Large Map & Directions | |
| Phone: | |
| (225) 353-8238 | |
| Website: | |
| http://www.essentialfcu.org | |
| Mon: | 08:00 AM - 06:30 PM |
| Tue: | 08:00 AM - 06:30 PM |
| Wed: | 08:00 AM - 06:30 PM |
| Thu: | 08:00 AM - 06:30 PM |
| Fri: | 08:00 AM - 06:30 PM |
| Sat: | 09:00 AM - 02:00 PM |
| Sun: | Closed |
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Essential Federal Credit Union: Locations, Contact Info, Reviews
| Chartered On: | |
| May 4, 1972 | |
| Charter Number: | |
| 20972 | |
| Total Assets: | |
| $257,010,184 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 23,627 | |
| CEO: | |
| Richard Williams | |
| Member of FHLB: | |
| Yes | |
| Low Income Designation: | |
| Yes | |
| Institution Class: | |
| Federal Credit Union - Community credit unions |
Routing # | Type | Description |
|---|---|---|
| 265476440 |
- Audio Response/Phone Based
- Kiosk
- Home Banking via Internet Website
- Mobile Banking
- Automatic Teller Machine (ATM)
- Brokered Certificates of Deposit
- Approved Mortgage Seller
- Mortgage Processing
- Account Balance Inquiry
- Member Application
- Download Account History
- Bill Payment
- Share Account Transfers
- New Loan
- Loan Payments
- View Account History
- Share Draft Orders
- New Share Account
- e-Statements
- Micro Consumer Loans
- Risk Based Loans
- Real Estate Loans
- Credit Builder
- Participation Loans
- Micro Business Loans
- Debt Cancellation/Suspension
- Overdraft Protection/ Courtesy Pay
- Overdraft Lines of Credit
- Indirect Consumer Loans
- Business Loans
- No Cost Share Drafts
- Business Share Accounts
- Share Certificates with low minimum balance requirement
- Financial Education
- In-School Branches
- Financial Literacy Workshops
- Financial Counseling
- No Cost Bill Payer
- No surcharge ATMs
- ATM/Debit Card Program
- Check Cashing
Reviews & Feedback
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WHEN ESSENTIAL MAKES A MISTAKE TO THE CREDIT BUREAU: INSTEAD OF APOLOGIZING AND TRYING TO COME TO AN AGREEMENT TO FIX THE ISSUE, THEY ARE TELLING ME THAT I HAVE TO FIX THIS PROBLEM, AFTER THEY TAKE AN EXTRA 7-10 DAYS TO GET A LETTER OUT TO ME, THEN THEY SAID THAT I CAN DISPUTE IT WITH CREDIT BUREAU. AFTER BEING A MEMBER FOR 9 YEARS, ALL THEY CAN DO IS: PASS THE PROBLEM ON.
NO ONE WILL FIX THE ERROR. I WILL MAKE SURE THIS IS POSTED IN THE GONZALES PAPER, AND IF POSSIBLE TELL TO EVERYONE THAT COMES OUT OF 3 BRANCHES OF ESSENTIAL. THIS IS UNCALLED FOR.
INSURANCE PAID OFF THE TOTAL LOSS OF CAR, AND INS. SHOWS THAT ONE CHECK WAS SENT AND RECEIVED BEFORE THE DEADLINE, AND ESSENTIAL PUT IT AS 2 CHECKS RECEIVED AND PUT IT $4.--PAST DUE FOR 2 MONTHS AND CHARGE INTEREST AND LATE CHARGE-THEN HAD THE NERVE TO SAY THAT INSTEAD OF PUTTING THE PAYOFF BACK TO THE DATE THEY RECEIVED THE CHECK......THEY ARE INSISTING THAT THEY PUT IT AS: TODAY
THANK GOD WE ALL WERE 3 WAY CALLING AND INSURANCE STATED IN THE BEGINNING: THIS IS A RECORDED LINE !!!!
WILL LET YOU KNOW HOW LONG THIS TAKES AND IF THERE ATTITUDES CHANGE ANY.
very frustrating to be able to contact on the phone today.