ACT 1st Federal Credit Union

11905 Messick Rd SE, Cumberland, MD

Cumberland - 11905 Messick Rd Se
4/10 1 Rating
Address:
 11905 Messick Rd SE
 Cumberland, MD 21502
  
 Large Map & Directions
  
Phone:
 (301) 729-8015
  
Website:
 http://alcoteachersfcu.org
  
Lobby Hours
Mon:09:00 AM - 05:00 PM
Tue:09:00 AM - 05:00 PM
Wed:09:00 AM - 05:00 PM
Thu:09:00 AM - 05:00 PM
Fri:09:00 AM - 05:00 PM
Sat:Closed
Sun:Closed
Drive Up Hours
Mon:09:00 AM - 05:00 PM
Tue:09:00 AM - 05:00 PM
Wed:09:00 AM - 05:00 PM
Thu:09:00 AM - 05:00 PM
Fri:Closed
Sat:Closed
Sun:Closed
Membership Eligibility

Employees of the Allegany County Board of Education, Employees of Allegany College of Maryland, School Health Nurses, Employees of Allegany County Teachers' Association, Students of the Allegany County School System, Members of Local 307, International Brotherhood of Electrical Workers, Member of Local 100 Sheet Metal Workers, Apprentices working or receiving training in Local 307 or Local 100, Employees of Local 307 and Local 100, Members of United Trades FCU, and immediate family members of each group.

Chartered On:
 Jan. 1, 1950
  
Charter Number:
 6679
  
Total Assets:
 $95,591,775
  
Deposit Insurance:
 NCUA
Number of Members:
 8,841
  
CEO:
 Patricia I Folk
  
Member of FHLB:
 No
  
Low Income Designation:
 Yes
  
Institution Class:
 Federal Credit Union - Multiple common bond - primarily educational
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Home Banking via Internet Website
  • Audio Response/Phone Based
Credit Union Programs
  • Deposits and Shares Meeting
  • Mortgage Processing
  • Brokered Certificates of Deposit
Electronic Services
  • Account Aggregation
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Member Application
  • View Account History
  • e-Statements
  • Share Draft Orders
  • New Share Account
  • External Account Transfers
  • Bill Payment
  • Account Balance Inquiry
  • Download Account History
Services & Products - Credit
  • Business Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Risk Based Loans
  • Micro Business Loans
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Financial Education
  • Financial Education
  • Financial Literacy Workshops
  • Financial Counseling
Services & Products - Other
  • Student Scholarship
  • No Cost Bill Payer
Services & Products - Transactional
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Check Cashing
  • Money orders

Reviews & Feedback

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Rate This Credit Union:
1 Comment
4/10 1 Rating
4/10
Reviewer:Janet Hendrickson
Date:Oct. 26, 2016

Was advised to call office if my deposit wasn't in my checking account by 5:15. I called back at 5:15 and waited on hold for 15 minutes with no answer.