Gratiot Community Credit Union

211 W Center St, Alma, MI

Main Office
Not Yet Rated
Address:
 211 W Center St
 Alma, MI 48801
  
 Large Map & Directions
  
Phone:
 (989) 463-8321
  
Website:
 http://www.gratiotcu.org
  
Lobby Hours
Mon:09:00 AM - 05:00 PM
Tue:09:00 AM - 05:00 PM
Wed:09:00 AM - 05:00 PM
Thu:09:00 AM - 05:00 PM
Fri:09:00 AM - 06:00 PM
Sat:09:00 AM - 12:00 PM
Sun:Closed
Membership Eligibility

Persons living or working in Gratiot County and the townships of Ferris, Crystal and Bloomer in Montcalm County, including all municipalities in the foregoing geographical area;

also;any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located;

employees of this credit union;

members of the immediate families of the foregoing;

organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above;

and a spouse of a deceased member if elected to membership prior to remarriage.

A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.

Chartered On:
 Jan. 1, 1955
  
Charter Number:
 61986
  
Total Assets:
 $28,643,612
  
Deposit Insurance:
 NCUA
Number of Members:
 5,438
  
CEO:
 Brenda L Miller
  
Member of FHLB:
 No
  
Low Income Designation:
 Yes
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Routing #
Type
Description
272476394
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
  • Home Banking via Internet Website
  • Mobile Banking
Credit Union Programs
  • Approved Mortgage Seller
  • Mortgage Processing
Electronic Services
  • e-Statements
  • Electronic Cash
  • Account Balance Inquiry
  • Bill Payment
  • Share Account Transfers
  • Loan Payments
  • View Account History
  • Internet Access Services
  • Share Draft Orders
Services & Products - Credit
  • Business Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Transactional
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Money orders

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