First General Credit Union

121 W Western Ave, Muskegon, MI

Western Branch
Not Yet Rated
Address:
 121 W Western Ave
 Muskegon, MI 49442
  
 Large Map & Directions
  
Phone:
 (231) 726-3311
  
Website:
 http://www.1stgeneral.com
  
Lobby Hours
Mon:08:30 AM - 05:00 PM
Tue:08:30 AM - 05:00 PM
Wed:10:00 AM - 05:00 PM
Thu:08:30 AM - 06:00 PM
Fri:08:30 AM - 05:30 PM
Sat:Closed
Sun:Closed
Membership Eligibility

Residents and people working in Muskegon, Kent, Ottawa, Oceana and Newaygo counties.
A.Employees and retirees of the telephone and telephone-related companies, as follows:
1.GTE Incorporated, North Region, Michigan, operating territories (excluding the counties of Barry, Clinton, Eaton, Genesee, Gratiot, Huron, Ingham, Ionia, Isabella, Lapeer, Macomb, Mecosta, Montcalm, Oakland, Saginaw, Sanilac, Shiawassee, St. Clair, and Tuscola)
2.Contractual employees of the GTE Incorporated, North Region, who work in the facilities of the Michigan operating territories
3.Independent telephone companies, as follows:
a.Wolverine Telephone Company, Wolverine
b.Climax Telephone Company, Climax
c.Deerfield Farmers Telephone Company, Deerfield
d.Drenthe Telephone Company, Zeeland
e.Island Telephone Company, Chesaning
f.Pigeon Telephone Company, Pigeon
g.Ogden Telephone Company, Blissfield
h.Shiawassee Telephone Company, Perry
i.Bloomingdale Telephone Company, Bloomingdale
4.Companies whose principal product or service supply, utilize, or involve the telephone industry (excluding Ameritech Corporation companies) located in the counties of Muskegon, Oceana, Newaygo, and Ottawa, Michigan.

B.Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office, which office location is authorized as:

1.589 East Ellis Road, Norton Shores, Michigan.

Each group must provide a written request for service to the credit union. The Commissioner may permanently or temporarily revoke the power to add groups under this provision at the Commissioner's discretion.

C.Results of the merger of the Anaconda Muskegon Federal Credit Union, Muskegon, Michigan, effective December 1981:
1.Members of record as of the date of merger.


D.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located.

E.Employees of this credit union.

F.Members of the immediate families of the foregoing.

G.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

H.A spouse of a deceased member if elected to membership prior to remarriage.

A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.

Chartered On:
 Jan. 1, 1953
  
Charter Number:
 61455
  
Total Assets:
 $63,677,448
  
Deposit Insurance:
 NCUA
Number of Members:
 10,669
  
CEO:
 Connie Taylor
  
Member of FHLB:
 No
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Access to Electronic Services
  • Mobile Banking
  • Audio Response/Phone Based
  • Home Banking via Internet Website
  • Kiosk
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Investments not authorized by the FCU Act
Electronic Services
  • Loan Payments
  • View Account History
  • Download Account History
  • Bill Payment
  • Merchandise Purchase
  • Account Balance Inquiry
  • Share Account Transfers
  • Share Draft Orders
  • External Account Transfers
  • e-Statements
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Share Secured Credit Cards
  • Indirect Consumer Loans
  • Real Estate Loans
  • Overdraft Lines of Credit
  • Risk Based Loans
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Health Savings Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
Services & Products - Transactional
  • Check Cashing
  • No surcharge ATMs
  • Money orders
  • ATM/Debit Card Program

Reviews & Feedback

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1 Comment
Not Yet Rated
Reviewer:Tammy sircher
Date:Dec. 5, 2016

I'm a customer I had a VERY large check put thru... the bank it was drawn on states.the check cleared on the 29 th at their end . You guys put a hold on it... You say there's no way to tell that it was cleared from the other end... but I found out there is and that you guys are drawing interest on it with it being a large amount... there is a way to tell.. so I guess I'll contact an attorney/ judge to force to release funds.. You shouldn't draw interest off checks that have been cleared on the other end