ChoiceOne Bank

3069 Slocum Road, Ravenna, MI

Ravenna Branch
Not Yet Rated
Address:
 3069 Slocum Road
 Ravenna, MI 49451
  
 Large Map & Directions
  
Phone:
 (231) 853-2190
  
Website:
 http://www.choiceone.com
  
Opened:
 1979-04-06
Lobby Hours
Mon:09:00 AM - 05:00 PM
Tue:09:00 AM - 05:00 PM
Wed:09:00 AM - 05:00 PM
Thu:09:00 AM - 05:00 PM
Fri:09:00 AM - 05:00 PM
Sat:09:00 AM - 12:00 PM
Sun:Closed
Established On:
 Jan. 1, 1898
  
FDIC Certificate Number:
 1014
  
Total Assets:
 $544,884,000
  
Deposit Insurance:
 FDIC
Community Bank:
 Yes
  
Asset Concentration:
 Commercial Lending Specialization
  
Institution Class:
 Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)

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Rate This Bank:
1 Comment
Not Yet Rated
Reviewer:Richard kurnat
Date:Sept. 24, 2018

This bank practices mafia style collection practices. I have been depositing my paycheck in a checking account there each week for 3 years. I get paid on Wednesdays and deposit my check each wed before noon. On Tuesday Sept 18th at 6:00 pm I made an debit card purchase for 8.10. I did not know I didn't have enough money in my account to cover the purchase. At 10.00 am on the 19th I deposited my paycheck as I have for three years.
Choice one charged me 35.00 over draft fee because my account was over drawn 8.10 for 16 hours.
I know the error of overdrawing my account was my fault but I think the overdraft fee is unreasonable in this instance.