| 4 Branch Locations | |
| Website: | |
| http://www.m1ccu.org | |
| Main Phone: | |
| (616) 527-3900 | |
| Main Office: | |
| 510 S Dexter St | |
| Ionia, MI 48846 |
Michigan One Community Credit Union was chartered on Jan. 1, 1954. Headquartered in Ionia, MI, it has assets in the amount of $91,852,650. Its 13,395 members are served from 4 locations. Deposits in Michigan One Community Credit Union are insured by NCUA.
Do you live, work, worship or attend school in Ionia, Montcalm, Gratiot, Clinton, Eaton, Barry or Kent county?
If yes, you can join Michigan One Community Credit Union. And even if you answered no, we have a few other options for becoming a member listed below.
Why should I join?
When you become a member of Michigan One Community Credit Union, you will belong to a nonprofit, financial cooperative owned by you. That's right, open a deposit account or loan and you're an owner.
We've been merger free since our founding in 1954. Our volunteer Board of Directors is committed to our independence because they believe members benefit from local management.
Just as importantly, we consistently pay higher deposit rates and charge lower loan rates than our peers.
It's good to be retired
If you are age 55 or older, receive retirement income from a private or government source, and live in Ionia, Gratiot, Clinton, Eaton, Barry or Kent counties, you can join.
Relatives come in handy sometimes
If you have a relative, by blood or marriage, who is eligible to join, then you can join. By the way, your relative does not have to be a Member for you to join.
Businesses and Organizations
Any business (and its employees) may join, that is located within 25 miles of Ionia or Carson City.
| Chartered On: | |
| Jan. 1, 1954 | |
| Charter Number: | |
| 62169 | |
| Total Assets: | |
| $91,852,650 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 13,395 | |
| CEO: | |
| Timothy Hemenway | |
| Member of FHLB: | |
| No | |
| Low Income Designation: | |
| No | |
| Institution Class: | |
| Federally Insured State-Chartered Credit Union |
Michigan One Community Credit Union has 1 routing number.
Routing # | Type | Description |
|---|---|---|
| 272481499 |
- Automatic Teller Machine (ATM)
- Home Banking via Internet Website
- Mobile Banking
- Audio Response/Phone Based
- Approved Mortgage Seller
- Mortgage Processing
- Account Balance Inquiry
- Download Account History
- Share Account Transfers
- New Loan
- View Account History
- e-Statements
- Share Draft Orders
- Loan Payments
- Bill Payment
- Business Loans
- Participation Loans
- Real Estate Loans
- Overdraft Protection/ Courtesy Pay
- Indirect Consumer Loans
- Overdraft Lines of Credit
- No Cost Share Drafts
- Business Share Accounts
- Share Certificates with low minimum balance requirement
- Insurance/Investment Sales
- No Cost Bill Payer
- Money orders
- ATM/Debit Card Program
Michigan One Community Credit Union Locations & Hours
Reviews & Feedback
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