| Address: | |
| 1725 Robert St S | |
| West St. Paul, MN 55118 | |
| Large Map & Directions | |
| Phone: | |
| (651) 770-7000 | |
| Website: | |
| http://www.idealcu.com | |
Lobby Hours
Drive Up Hours
| Mon: | 09:00 AM - 05:00 PM |
| Tue: | 09:00 AM - 05:00 PM |
| Wed: | 10:00 AM - 05:00 PM |
| Thu: | 09:00 AM - 05:00 PM |
| Fri: | 09:00 AM - 05:00 PM |
| Sat: | 09:00 AM - 12:00 PM |
| Sun: | Closed |
| Mon: | 09:00 AM - 05:30 PM |
| Tue: | 09:00 AM - 05:30 PM |
| Wed: | 09:00 AM - 05:30 PM |
| Thu: | 09:00 AM - 05:30 PM |
| Fri: | 09:00 AM - 05:30 PM |
| Sat: | 09:00 AM - 12:00 PM |
| Sun: | Closed |
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Credit Union Profile
Membership Eligibility
PCU serves Anoka, Chisago, Dakota, Hennepin, Ramsey and Washington counties. It also serves the U.S. Postal Service in St. Paul, MN, and people in MN or WI who contribute a one-time fee of $5 to the John Miller Scholarship Fund.
| Chartered On: | |
| Jan. 1, 1926 | |
| Charter Number: | |
| 62978 | |
| Total Assets: | |
| $587,559,444 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 48,214 | |
| CEO: | |
| Brian G Sherrick | |
| Member of FHLB: | |
| Yes | |
| Low Income Designation: | |
| No | |
| Institution Class: | |
| Federally Insured State-Chartered Credit Union |
Routing # | Type | Description |
|---|---|---|
| 296076262 |
Access to Electronic Services
- Home Banking via Internet Website
- Mobile Banking
- Audio Response/Phone Based
- Automatic Teller Machine (ATM)
- Kiosk
Credit Union Programs
- Brokered Deposits (all deposits acquired through a third party)
- Brokered Certificates of Deposit
- Mortgage Processing
- Approved Mortgage Seller
Electronic Services
- External Account Transfers
- Bill Payment
- Electronic Signature Auth./Cert.
- Share Draft Orders
- Account Balance Inquiry
- Account Aggregation
- Member Application
- Remote Deposit Capture
- Share Account Transfers
- e-Statements
- New Loan
- Loan Payments
- View Account History
- Download Account History
- Mobile Payments
- Merchant Processing Svs
- New Share Account
Services & Products - Credit
- Share Secured Credit Cards
- Participation Loans
- Real Estate Loans
- Overdraft Protection/ Courtesy Pay
- Indirect Business Loans
- Interest Only or Pymt Option
- Indirect Consumer Loans
- Micro Consumer Loans
- Business Loans
- Risk Based Loans
- Micro Business Loans
- Overdraft Lines of Credit
Services & Products - Depository
- No Cost Share Drafts
- Share Certificates with low minimum balance requirement
- Business Share Accounts
- Health Savings Accounts
Services & Products - Financial Education
- Financial Counseling
- In-School Branches
- First Time Homebuyer Program
Services & Products - Other
- Bilingual Services
- Insurance/Investment Sales
- Student Scholarship
- No Cost Bill Payer
Services & Products - Transactional
- Money orders
- No surcharge ATMs
- Check Cashing
- ATM/Debit Card Program
- Prepaid Debit Cards
Reviews & Feedback
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