| 4 Branch Locations | |
| Website: | |
| http://www.ncacu.org | |
| Main Phone: | |
| (989) 910-5135 | |
| Main Office: | |
| 2665 Reserve Rd P.O. Box 817 | |
| Houghton Lake, MI 48629 - 7900 |
North Central Area Credit Union was chartered on Jan. 1, 1956. Headquartered in Houghton Lake, MI, it has assets in the amount of $101,771,442. Its 15,242 members are served from 4 locations. Deposits in North Central Area Credit Union are insured by NCUA.
A. Persons who live, work, worship, volunteer or attend school in the counties of Bay, Sanilac, Huron, Tuscola, Midland, Isabella, Mecosta, Newaygo, Oceana, Arenac, Gladwin, Clare, Osceola, Lake, Mason, Iosco, Ogemaw, Roscommon, Missaukee, Wexford, Manistee, Alcona, Oscoda, Crawford, Kalkaska, Grand Traverse, Benzie, Alpena, Montmorency, Otsego, Antrim, Leelanau, Presque Isle, Cheboygan, Charlevoix, and Emmet, in the State of Michigan.
B. Employees of this credit union.
C. Members and immediate families of the foregoing.
D. Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above.
E. A spouse of a deceased member if accepted into membership prior to remarriage.
F. Any person who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the counties included in the geographic charter.
| Chartered On: | |
| Jan. 1, 1956 | |
| Charter Number: | |
| 61953 | |
| Total Assets: | |
| $101,771,442 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 15,242 | |
| CEO: | |
| Jacci Pothoof | |
| Member of FHLB: | |
| Yes | |
| Low Income Designation: | |
| No | |
| Institution Class: | |
| Federally Insured State-Chartered Credit Union |
North Central Area Credit Union has 1 routing number.
Routing # | Type | Description |
|---|---|---|
| 272484247 |
- Automatic Teller Machine (ATM)
- Audio Response/Phone Based
- Mobile Banking
- Home Banking via Internet Website
- Brokered Certificates of Deposit
- Mortgage Processing
- Brokered Deposits (all deposits acquired through a third party)
- Approved Mortgage Seller
- Download Account History
- Bill Payment
- Member Application
- Account Balance Inquiry
- Share Account Transfers
- New Loan
- Loan Payments
- e-Statements
- View Account History
- Overdraft Protection/ Courtesy Pay
- Overdraft Lines of Credit
- Risk Based Loans
- Indirect Consumer Loans
- Business Loans
- Participation Loans
- Share Secured Credit Cards
- Real Estate Loans
- Share Certificates with low minimum balance requirement
- No Cost Share Drafts
- Business Share Accounts
- Health Savings Accounts
- Financial Counseling
- First Time Homebuyer Program
- Financial Literacy Workshops
- Financial Education
- In-School Branches
- Student Scholarship
- No Cost Tax Preparation Services
- No Cost Bill Payer
- No surcharge ATMs
- Money orders
- Check Cashing
- ATM/Debit Card Program
North Central Area Credit Union Locations & Hours
Name | Address | City or Town |
|---|---|---|
| Grayling Branch | 505 Clyde St | Grayling, MI |
| Houghton Lake Branch | 2671 Reserve Rd | Houghton Lake, MI |
| Roscommon Branch | 129 Lake St | Roscommon, MI |
| Standish Branch | 212 Court St S | Standish, MI |
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