Visions Federal Credit Union

95 Orchard St, Spencer, NY

Spencer
Not Yet Rated
Address:
 95 Orchard St
 Spencer, NY 14883
  
 Large Map & Directions
  
Phone:
 (607) 587-7602
  
Website:
 http://www.visionsfcu.org
  
Lobby Hours
Mon:09:00 AM - 04:30 PM
Tue:09:00 AM - 04:30 PM
Wed:09:30 AM - 04:30 PM
Thu:09:30 AM - 05:30 PM
Fri:09:30 AM - 05:30 PM
Sat:09:00 AM - 12:00 PM
Sun:Closed
Membership Eligibility

New York Residents - If you live, work, attend school, or regularly conduct business in Broome, Chenango, Tioga, Chemung*, Schuyler*, or Rockland* Counties, or the Cities of Rochester* or Syracuse, you can join.

Pennsylvania Residents - If you live, work, attend school, or regularly conduct business in Bradford County; portions of South Westmoreland* or North Fayette* Counties; portions of ... the Cities of Allentown*, Bethlehem*, Easton*, or Reading*; or if you are employed by select employers in Susquehanna County, PA you can join.

New Jersey Residents - If you live, work, attend school, or regularly conduct business in Bergen or Passaic Counties; or portions of Essex*, Hudson*, or Union* Counties, you can join.

Working for select employers in the aforementioned regions may also qualify you to join Visions. Please inquire for complete membership eligibility requirements.

*some restrictions apply.
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Chartered On:
 May 6, 1966
  
Charter Number:
 17429
  
Total Assets:
 $3,393,007,124
  
Deposit Insurance:
 NCUA
Number of Members:
 174,327
  
CEO:
 Tyrone E Muse
  
Member of FHLB:
 Yes
  
Low Income Designation:
 No
  
Institution Class:
 Federal Credit Union - Community credit unions
Access to Electronic Services
  • Audio Response/Phone Based
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Kiosk
Credit Union Programs
  • Mortgage Processing
  • Short-Term, Small Amount Loans (FCU Only)
  • Approved Mortgage Seller
  • Brokered Certificates of Deposit
Electronic Services
  • New Loan
  • Account Aggregation
  • Remote Deposit Capture
  • Internet Access Services
  • Member Application
  • Download Account History
  • Bill Payment
  • Account Balance Inquiry
  • Share Account Transfers
  • Loan Payments
  • View Account History
  • Share Draft Orders
  • Merchant Processing Svs
  • New Share Account
  • External Account Transfers
  • e-Statements
Services & Products - Credit
  • Interest Only or Pymt Option
  • Indirect Consumer Loans
  • Indirect Mortgage Loans
  • Micro Consumer Loans
  • Share Secured Credit Cards
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Micro Business Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Business Loans
  • Overdraft Lines of Credit
  • Business Loans
  • Credit Builder
Services & Products - Depository
  • Health Savings Accounts
  • Share Certificates with low minimum balance requirement
  • Individual Development Accounts
  • Business Share Accounts
  • No Cost Share Drafts
Services & Products - Financial Education
  • Financial Counseling
  • First Time Homebuyer Program
  • Financial Literacy Workshops
  • Financial Education
  • In-School Branches
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Transactional
  • ATM/Debit Card Program
  • Check Cashing
  • Money orders
  • Prepaid Debit Cards
  • No surcharge ATMs

Reviews & Feedback

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8 Comments
Not Yet Rated
Reviewer:Anonymous User
Date:April 15, 2022

Lobby not open even though website claimed lobby was open.

Reviewer:Anonymous User
Date:April 15, 2022

Lobby not open even though website claimed lobby was open.

Reviewer:Anonymous User
Date:Oct. 24, 2020

locked out/expired , just leave my password ALONE!

Reviewer:Anonymous User
Date:March 21, 2020

Avoid the Westwood branch they have extremely poor customer service skills

Reviewer:Anonymous User
Date:Aug. 28, 2019

very helpful

Reviewer:Anonymous User
Date:Aug. 28, 2019

very helpful

Reviewer:Trust me
Date:Sept. 13, 2016

AVOID THE MAHWAH BRANCH , AMY THE MANAGER IS TERRIBLE

Reviewer:Anonymous User
Date:Sept. 13, 2016

The Mahwah Branch Is Terrible ....