| Address: | |
| 1 River Park Dr | |
| Dayton, OH 45409 | |
| Large Map & Directions | |
| Phone: | |
| (937) 225-6800 | |
| Website: | |
| http://www.universal1cu.org | |
Lobby Hours
| Mon: | 08:30 AM - 05:00 PM |
| Tue: | 08:30 AM - 05:00 PM |
| Wed: | 08:30 AM - 05:00 PM |
| Thu: | 08:30 AM - 05:00 PM |
| Fri: | 08:30 AM - 05:00 PM |
| Sat: | 08:30 AM - 11:30 AM |
| Sun: | Closed |
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Credit Union Profile
Membership Eligibility
Diverse membership serving over 800 companies and associations nationwide as well as various community groups.
| Chartered On: | |
| Jan. 1, 1937 | |
| Charter Number: | |
| 64970 | |
| Total Assets: | |
| $379,036,533 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 51,922 | |
| CEO: | |
| Loren A Rush | |
| Member of FHLB: | |
| Yes | |
| Low Income Designation: | |
| No | |
| Institution Class: | |
| Federally Insured State-Chartered Credit Union |
Routing # | Type | Description |
|---|---|---|
| 242278072 |
Access to Electronic Services
- Mobile Banking
- Home Banking via Internet Website
- Audio Response/Phone Based
- Automatic Teller Machine (ATM)
Credit Union Programs
- Approved Mortgage Seller
- Investments not authorized by the FCU Act
- Mortgage Processing
Electronic Services
- New Loan
- Account Aggregation
- Download Account History
- Bill Payment
- Account Balance Inquiry
- Internet Access Services
- Share Account Transfers
- Loan Payments
- Mobile Payments
- View Account History
- Share Draft Orders
- External Account Transfers
- e-Statements
Services & Products - Credit
- Real Estate Loans
- Indirect Consumer Loans
- Indirect Business Loans
- Participation Loans
- Pay Day Loans
- Credit Builder
- Share Secured Credit Cards
- Business Loans
- Risk Based Loans
- Overdraft Lines of Credit
- Overdraft Protection/ Courtesy Pay
Services & Products - Depository
- Health Savings Accounts
- Share Certificates with low minimum balance requirement
- Business Share Accounts
- No Cost Share Drafts
Services & Products - Financial Education
- Financial Counseling
- Financial Literacy Workshops
- Financial Education
- In-School Branches
Services & Products - Other
- Student Scholarship
- No Cost Bill Payer
- Insurance/Investment Sales
Services & Products - Transactional
- No surcharge ATMs
- ATM/Debit Card Program
- Check Cashing
- Money orders
Reviews & Feedback
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