Rhode Island Credit Union

50 Lower College Rd, Kingston, RI

Kingston - 50 Lower College Rd
Not Yet Rated
Address:
 50 Lower College Rd
 Kingston, RI 02881
 URI Memorial Union
  
 Large Map & Directions
  
Phone:
 (401) 789-0253
  
Website:
 http://www.ricreditunion.org
  
Lobby Hours
Mon:08:30 AM - 04:30 PM
Tue:08:30 AM - 04:30 PM
Wed:08:30 AM - 04:30 PM
Thu:08:30 AM - 04:30 PM
Fri:08:30 AM - 05:00 PM
Sat:Closed
Sun:Closed
Chartered On:
 Aug. 27, 1946
  
Charter Number:
 67269
  
Total Assets:
 $246,997,180
  
Deposit Insurance:
 NCUA
Number of Members:
 24,969
  
CEO:
 David B Suvall
  
Member of FHLB:
 Yes
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website
  • Mobile Banking
  • Audio Response/Phone Based
Credit Union Programs
  • Approved Mortgage Seller
  • Mortgage Processing
  • Investments not authorized by the FCU Act
Electronic Services
  • Mobile Payments
  • Account Balance Inquiry
  • Remote Deposit Capture
  • Download Account History
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • View Account History
  • Share Draft Orders
  • Bill Payment
  • External Account Transfers
Services & Products - Credit
  • Indirect Consumer Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Share Secured Credit Cards
  • Risk Based Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • Health Savings Accounts
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Bilingual Services
  • Student Scholarship
Services & Products - Transactional
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Check Cashing
  • Money orders

Reviews & Feedback

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Rate This Credit Union:
1 Comment
Not Yet Rated
Reviewer:Ruth A. Jacobs
Date:Sept. 17, 2016

I mail my payments in. So far I made the great mistake
of sending a direct deposit form. I already sent in my payment on September 03. I spoke to someone named Jenine I told her I had already sent the payment for this month. I sent the bank statement
to begin payments FOR OCTOBER 2016.

I was just charged another $192.15 plus 35. fee for an OVERDRAFT. I had $25. left for my Medicine &
GAS money for the next two weeks, all that is gone.

I am retired. I only get a small Social Security check
once a month. In the next 2 weeks, due to this error
I will accrue another $70 in late fees.

Kindly return that $$$money to Bank America; it is
neither YOURS nor MINE.

Thank you for your understanding.


Ruth A. Jacobs
Sept. 16, 2016
401 580 4638