Southern Mississippi Federal Credit Union

1 Branch Location
9.7/10 3 Ratings
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1 Branch Location
  
Website:
 http://smfedcu.com
  
Main Phone:
 (601) 450-4114
  
Main Office:
 3318 Hardy St
 Hattiesburg, MS 39401 - 6962
About Southern Mississippi Federal Credit Union

Southern Mississippi Federal Credit Union was chartered on Jan. 1, 1956. Headquartered in Hattiesburg, MS, it has assets in the amount of $28,700,146. Its 6,568 members are served from 1 location. Deposits in Southern Mississippi Federal Credit Union are insured by NCUA.

Membership Eligibility

Univesity of Southern Mississippi staff, faculty,students, university associations and alumni ,Pine Belt Mental Health, PACE Headstart, City of Petal Employees,Hattiesburg Clinic and satelite offices Employees,Mississippi State Hospital in Purvis and Laurel, Forrest County Board of Supervisors employees,Marion County Teachers, Columbia Mississippi Teachers,Hudsons Salavage LLC, and family members of all listed groups and retirees of all groups listed.

Chartered On:
 Jan. 1, 1956
  
Charter Number:
 24668
  
Total Assets:
 $28,700,146
  
Deposit Insurance:
 NCUA
Number of Members:
 6,568
  
CEO:
 John S Harmond
  
Member of FHLB:
 No
  
Low Income Designation:
 Yes
  
Institution Class:
 Federal Credit Union - Multiple common bond - primarily educational
Southern Mississippi Federal Credit Union Routing Numbers

Southern Mississippi Federal Credit Union has 1 routing number.

Routing #
Type
Description
265377028
Access to Electronic Services
  • Mobile Banking
  • Home Banking via Internet Website
  • Audio Response/Phone Based
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Deposits and Shares Meeting
Electronic Services
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Account Aggregation
  • Member Application
  • Download Account History
  • Bill Payment
  • Account Balance Inquiry
  • View Account History
  • Share Draft Orders
  • External Account Transfers
  • e-Statements
Services & Products - Credit
  • Risk Based Loans
  • Credit Builder
  • Overdraft Protection/ Courtesy Pay
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
Services & Products - Depository
  • Share Certificates with low minimum balance requirement
  • No Cost Share Drafts
Services & Products - Financial Education
  • Financial Counseling
Services & Products - Other
  • No Cost Bill Payer
Services & Products - Transactional
  • No surcharge ATMs
  • ATM/Debit Card Program
  • Money orders

Southern Mississippi Federal Credit Union Locations & Hours

1 Southern Mississippi Federal Credit Union Branch Location
Name
Address
City or Town
Main Office3318 Hardy StHattiesburg, MS

Reviews & Feedback

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Rate This Credit Union:
3 Comments
9.7/10 3 Ratings
10/10
Reviewer:Deborah Yarbrough
Date:Oct. 15, 2019

Awesome. Love It!

9/10
Reviewer:B. Wallace
Date:Dec. 4, 2017

Excellent service, great rates. Highly recommend them. Sometimes there's a bit of a wait but well worth it.

10/10
Reviewer:Anonymous User
Date:Oct. 24, 2017

Excellent!!!