| 3 Branch Locations | |
| Website: | |
| http://www.mi-safcu.org | |
| Main Phone: | |
| (231) 627-3145 | |
| Main Office: | |
| 217 S Huron St | |
| Cheboygan, MI 49721 |
Straits Area Federal Credit Union was chartered on Aug. 29, 1951. Headquartered in Cheboygan, MI, it has assets in the amount of $72,057,006. Its 12,024 members are served from 3 locations. Deposits in Straits Area Federal Credit Union are insured by NCUA.
1. Persons who reside or work in Trout Lake, Kinross, or Raber Townships in Chippewa County, Michigan (except persons eligible for primary membership in an occupational?type credit union), or Mackinac, Hebron, Munro, Burt, Tuscarora, Beaugrand, Inverness, Mullett, Benton, Grant, Aloha, Mentor, or Wilmot Townships or the City of Cheboygan or the Villages of Mackinaw City and Wolverine in Cheboygan County, Michigan, and Wawatam, Carp Lake, or McKinley Townships in Emmet County, Michigan, and Brevort, Clark, Marquette, Moran, or St. Ignace Townships, or the City of St. Ignace, or the Islands of Bois Blanc and Mackinac in Mackinac County, Michigan, except employees of the Port Dolimite Company;
2. Spouses of persons who died while within the field of membership of this credit union;
3. Employees of this credit union;
4. Members of their immediate families; and
5. Organizations of such persons
| Chartered On: | |
| Aug. 29, 1951 | |
| Charter Number: | |
| 7428 | |
| Total Assets: | |
| $72,057,006 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 12,024 | |
| CEO: | |
| Cindy Harrison | |
| Member of FHLB: | |
| No | |
| Low Income Designation: | |
| Yes | |
| Institution Class: | |
| Federal Credit Union - Community credit unions |
Straits Area Federal Credit Union has 1 routing number.
Routing # | Type | Description |
|---|---|---|
| 272477500 |
- Mobile Banking
- Home Banking via Internet Website
- Audio Response/Phone Based
- Automatic Teller Machine (ATM)
- Brokered Certificates of Deposit
- Deposits and Shares Meeting
- e-Statements
- Share Account Transfers
- Loan Payments
- New Loan
- Download Account History
- Bill Payment
- Share Draft Orders
- Account Balance Inquiry
- View Account History
- Business Loans
- Real Estate Loans
- Overdraft Protection/ Courtesy Pay
- Indirect Consumer Loans
- Share Secured Credit Cards
- Risk Based Loans
- Credit Builder
- Business Share Accounts
- Share Certificates with low minimum balance requirement
- No Cost Share Drafts
- Financial Education
- Financial Literacy Workshops
- First Time Homebuyer Program
- No Cost Bill Payer
- Student Scholarship
- No surcharge ATMs
- Check Cashing
- ATM/Debit Card Program
- Money orders
Straits Area Federal Credit Union Locations & Hours
Name | Address | City or Town |
|---|---|---|
| Main Office | 217 S Huron St | Cheboygan, MI |
| Branch Office | 6090 M 68 Hwy | Indian River, MI |
| Branch Office | 121 E Central Ave | Mackinaw City, MI |
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