| 5 Branch Locations | |
| Website: | |
| http://www.ubccu.org | |
| Main Phone: | |
| (989) 892-4597 | |
| Main Office: | |
| 1309 N Lincoln St | |
| Bay City, MI 48708 - 6172 |
United Bay Community Credit Union was chartered on Jan. 1, 1949. Headquartered in Bay City, MI, it has assets in the amount of $182,744,420. Its 18,290 members are served from 5 locations. Deposits in United Bay Community Credit Union are insured by NCUA.
A.Individuals who reside, are employed, attend school or who worship in Bay, Saginaw, Midland or Arenac Counties.
B.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located.
C.Employees of this credit union.
D.Members of the immediate families of the foregoing.
E.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
F.A spouse of a deceased member if elected to membership prior to remarriage.
| Chartered On: | |
| Jan. 1, 1949 | |
| Charter Number: | |
| 61186 | |
| Total Assets: | |
| $182,744,420 | |
| Deposit Insurance: | |
| NCUA |
| Number of Members: | |
| 18,290 | |
| CEO: | |
| Lisa Smith | |
| Member of FHLB: | |
| No | |
| Low Income Designation: | |
| No | |
| Institution Class: | |
| Federally Insured State-Chartered Credit Union |
United Bay Community Credit Union has 1 routing number.
Routing # | Type | Description |
|---|---|---|
| 272476996 |
- Automatic Teller Machine (ATM)
- Mobile Banking
- Home Banking via Internet Website
- Audio Response/Phone Based
- Brokered Certificates of Deposit
- Approved Mortgage Seller
- Mortgage Processing
- Investments not authorized by the FCU Act
- Loan Payments
- Download Account History
- View Account History
- Bill Payment
- Account Balance Inquiry
- Share Account Transfers
- New Loan
- e-Statements
- Business Loans
- Participation Loans
- Real Estate Loans
- Overdraft Protection/ Courtesy Pay
- Interest Only or Pymt Option
- Indirect Consumer Loans
- Share Secured Credit Cards
- Risk Based Loans
- Credit Builder
- Overdraft Lines of Credit
- No Cost Share Drafts
- Business Share Accounts
- Share Certificates with low minimum balance requirement
- Financial Education
- In-School Branches
- Financial Literacy Workshops
- No Cost Bill Payer
- Student Scholarship
- No surcharge ATMs
- Check Cashing
- ATM/Debit Card Program
- Money orders
United Bay Community Credit Union Locations & Hours
Reviews & Feedback
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I always get great service and help when I need it. These ladies are the best.