Universal 1 Credit Union

10 Branch Locations
Not Yet Rated
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10 Branch Locations
  
Website:
 http://www.universal1cu.org
  
Main Phone:
 (937) 225-6800
  
Main Office:
 1 River Park Dr
 Dayton, OH 45409 - 2104
About Universal 1 Credit Union

Universal 1 Credit Union was chartered on Jan. 1, 1937. Headquartered in Dayton, OH, it has assets in the amount of $379,036,533. Its 51,922 members are served from 10 locations. Deposits in Universal 1 Credit Union are insured by NCUA.

Membership Eligibility

Diverse membership serving over 800 companies and associations nationwide as well as various community groups.

Chartered On:
 Jan. 1, 1937
  
Charter Number:
 64970
  
Total Assets:
 $379,036,533
  
Deposit Insurance:
 NCUA
Number of Members:
 51,922
  
CEO:
 Loren A Rush
  
Member of FHLB:
 Yes
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Universal 1 Credit Union Routing Numbers

Universal 1 Credit Union has 1 routing number.

Routing #
Type
Description
242278072
Access to Electronic Services
  • Mobile Banking
  • Home Banking via Internet Website
  • Audio Response/Phone Based
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Approved Mortgage Seller
  • Investments not authorized by the FCU Act
  • Mortgage Processing
Electronic Services
  • New Loan
  • Account Aggregation
  • Download Account History
  • Bill Payment
  • Account Balance Inquiry
  • Internet Access Services
  • Share Account Transfers
  • Loan Payments
  • Mobile Payments
  • View Account History
  • Share Draft Orders
  • External Account Transfers
  • e-Statements
Services & Products - Credit
  • Real Estate Loans
  • Indirect Consumer Loans
  • Indirect Business Loans
  • Participation Loans
  • Pay Day Loans
  • Credit Builder
  • Share Secured Credit Cards
  • Business Loans
  • Risk Based Loans
  • Overdraft Lines of Credit
  • Overdraft Protection/ Courtesy Pay
Services & Products - Depository
  • Health Savings Accounts
  • Share Certificates with low minimum balance requirement
  • Business Share Accounts
  • No Cost Share Drafts
Services & Products - Financial Education
  • Financial Counseling
  • Financial Literacy Workshops
  • Financial Education
  • In-School Branches
Services & Products - Other
  • Student Scholarship
  • No Cost Bill Payer
  • Insurance/Investment Sales
Services & Products - Transactional
  • No surcharge ATMs
  • ATM/Debit Card Program
  • Check Cashing
  • Money orders

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