University & State Employees Credit Union

8 Branch Locations
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8 Branch Locations
  
Website:
 http://www.usecu.org
  
Main Phone:
 (858) 795-6100
  
Main Office:
 10120 Pacific Heights Blvd Ste 100
 San Diego, CA 92121 - 4205
About University & State Employees Credit Union

University & State Employees Credit Union was chartered on Jan. 1, 1936. Headquartered in San Diego, CA, it has assets in the amount of $794,331,430. Its 43,655 members are served from 8 locations. Deposits in University & State Employees Credit Union are insured by NCUA.

Membership Eligibility

Membership is open to all who live or work in Alameda, Sacramento, San Diego, Santa Clara, or Yolo County. As well as, faculty, staff, students, and alumni of community colleges, SCU and UCS systems, the State of California, and SEGs. USE CU employees.

Chartered On:
 Jan. 1, 1936
  
Charter Number:
 60801
  
Total Assets:
 $794,331,430
  
Deposit Insurance:
 NCUA
Number of Members:
 43,655
  
CEO:
 James M Harris
  
Member of FHLB:
 Yes
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Access to Electronic Services
  • Audio Response/Phone Based
  • Home Banking via Internet Website
  • Mobile Banking
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
Electronic Services
  • New Share Account
  • Download Account History
  • Other (Online membership enroll & funding.)
  • Bill Payment
  • Remote Deposit Capture
  • Account Balance Inquiry
  • Account Aggregation
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Electronic Signature Auth./Cert.
  • View Account History
  • e-Statements
  • Member Application
  • Share Draft Orders
Services & Products - Credit
  • Debt Cancellation/Suspension
  • Participation Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Credit Builder
  • Business Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • No Cost Share Drafts
Services & Products - Financial Education
  • First Time Homebuyer Program
  • Financial Literacy Workshops
  • Financial Education
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Transactional
  • Check Cashing
  • ATM/Debit Card Program
  • No surcharge ATMs

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