Vital Federal Credit Union

1 Branch Location
Not Yet Rated
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1 Branch Location
  
Website:
 http://www.vitalfcu.com
  
Main Phone:
 (864) 948-8200
  
Main Office:
 1000 Asheville Hwy
 Spartanburg, SC 29303
About Vital Federal Credit Union

Vital Federal Credit Union was chartered on Jan. 23, 1995. Headquartered in Spartanburg, SC, it has assets in the amount of $39,930,657. Its 7,011 members are served from 1 location. Deposits in Vital Federal Credit Union are insured by NCUA.

Membership Eligibility

Community

Chartered On:
 Jan. 23, 1995
  
Charter Number:
 24536
  
Total Assets:
 $39,930,657
  
Deposit Insurance:
 NCUA
Number of Members:
 7,011
  
CEO:
 Patricia West
  
Member of FHLB:
 No
  
Low Income Designation:
 Yes
  
Institution Class:
 Federal Credit Union - Community credit unions
Access to Electronic Services
  • Home Banking via Internet Website
  • Audio Response/Phone Based
  • Mobile Banking
  • Automatic Teller Machine (ATM)
Electronic Services
  • Member Application
  • Internet Access Services
  • Bill Payment
  • Account Balance Inquiry
  • Electronic Signature Auth./Cert.
  • Share Account Transfers
  • e-Statements
  • New Loan
  • Loan Payments
  • Remote Deposit Capture
  • View Account History
  • Share Draft Orders
  • New Share Account
Services & Products - Credit
  • Business Loans
  • Participation Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Risk Based Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
  • Individual Development Accounts
  • Business Share Accounts
Services & Products - Financial Education
  • Financial Counseling
Services & Products - Other
  • No Cost Bill Payer
Services & Products - Transactional
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Check Cashing
  • Prepaid Debit Cards

Vital Federal Credit Union Locations & Hours

1 Vital Federal Credit Union Branch Location
Name
Address
City or Town
Main Office1000 Asheville HwySpartanburg, SC

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