Y-12 Federal Credit Union

14 Branch Locations
7.5/10 2 Ratings
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14 Branch Locations
  
Website:
 http://www.y12fcu.org
  
Main Phone:
 (865) 482-1043
  
Main Office:
 501 Lafayette Dr
 Oak Ridge, TN 37830 - 7909
About Y-12 Federal Credit Union

Y-12 Federal Credit Union was chartered on Jan. 1, 1950. Headquartered in Oak Ridge, TN, it has assets in the amount of $749,747,525. Its 91,131 members are served from 14 locations. Deposits in Y-12 Federal Credit Union are insured by NCUA.

Chartered On:
 Jan. 1, 1950
  
Charter Number:
 6775
  
Total Assets:
 $749,747,525
  
Deposit Insurance:
 NCUA
Number of Members:
 91,131
  
CEO:
 Mark Ziegler
  
Member of FHLB:
 Yes
  
Low Income Designation:
 Yes
  
Institution Class:
 Federal Credit Union - Community credit unions
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Home Banking via Internet Website
  • Audio Response/Phone Based
Credit Union Programs
  • Approved Mortgage Seller
  • Brokered Deposits (all deposits acquired through a third party)
  • Mortgage Processing
  • Brokered Certificates of Deposit
Electronic Services
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Bill Payment
  • Member Application
  • View Account History
  • New Share Account
  • Download Account History
  • Share Draft Orders
  • e-Statements
  • Account Balance Inquiry
Services & Products - Credit
  • Share Secured Credit Cards
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Interest Only or Pymt Option
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Business Loans
  • Risk Based Loans
  • Debt Cancellation/Suspension
  • Overdraft Lines of Credit
Services & Products - Depository
  • Business Share Accounts
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
Services & Products - Financial Education
  • Financial Education
  • Financial Literacy Workshops
  • First Time Homebuyer Program
  • Financial Counseling
  • In-School Branches
Services & Products - Other
  • No Cost Bill Payer
  • Insurance/Investment Sales
Services & Products - Transactional
  • Check Cashing
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
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Reviews & Feedback

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15 Comments
7.5/10 2 Ratings
Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

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Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Ronald Evans (Ron
Date:March 26, 2021

0

Reviewer:Dorothy Vivian Childs
Date:March 3, 2020

Excellent service

Reviewer:Anonymous User
Date:March 4, 2018

EETR4R4

Reviewer:Anonymous User
Date:Jan. 15, 2017

no problems except when I tried to cancel getting my free credit scores. I will get my own reports from all 3 agencies. Thanks anyway.

5/10
Reviewer:Adairsh
Date:Sept. 9, 2016

Takes FOREVER to get someone to answer the phone. It's only getting worse. Have been a member for 20+ years and am getting very disenchanted. Wish they would do something different. Tired of waiting, and waiting, AND waiting for someone to answer the phone.

10/10
Reviewer:Brenda K Hopkins
Date:July 25, 2016

Awesome experiene. I have had an accoiunt for many years with this credit union.